Buying with a partner, friend, or family member can be a great way into the market, but it’s also one of those situations where things need to be really clear upfront.
Mortgage News
In December 2025, refinancing activity hit record levels. In fact, Kelvin Davidson from Cotality shared via Trade Methat it was the biggest month on record for mortgage borrowing.
If you’ve been watching the property market and wondering “what’s actually going on right now?”, you’re not alone.
There’s been a pretty handy change for homeowners thinking about adding a granny flat, and it could save you time, money, and a whole lot of admin.
From 1 December 2025, New Zealand officially moved into open banking. It started with the big banks, ASB, ANZ, BNZ and Westpac, with the rest set to follow throughout 2026. Open banking is designed to give you more control over your financial information, while making banking services faster, smarter, and more competitive.
We’re seeing a gradual lift in investor activity this year, especially among smaller “mum and dad” style buyers. First home buyers are still going strong, while people looking to relocate are being a bit more cautious.
Ever heard of a green loan and wondered what the fuss is about? Let’s break it down. A green loan is simply a loan designed for eco-friendly upgrades to your home. Think solar panels, battery storage, insulation, or anything that makes your place more energy-efficient. The best part? Many banks offer lower interest rates on green loans because they know these upgrades save money (and the planet) in the long run.
Good news for homeowners! It’s about to get a whole lot easier (and cheaper) to put up small structures like sheds, sleep-outs, and garages.
Homeowners are jumping ship in record numbers, with June seeing the highest wave of refinancing since records began.
Buying your first home is a big deal and it can definitely feel a bit scary. But with the right plan (and some great support), it doesn’t have to be.